{"id":3133,"date":"2024-03-23T20:44:07","date_gmt":"2024-03-23T20:44:07","guid":{"rendered":"https:\/\/handbook.scot\/sds-handbook\/?post_type=article&#038;p=3133"},"modified":"2024-08-21T10:39:38","modified_gmt":"2024-08-21T10:39:38","slug":"paying-towards-your-social-care-support-care-charging","status":"publish","type":"article","link":"https:\/\/handbook.scot\/sds-handbook\/article\/paying-towards-your-social-care-support-care-charging\/","title":{"rendered":"Paying towards your social care support (care charging)"},"content":{"rendered":"<p>Social care support is different from healthcare which you can get for free through the NHS. Depending on your circumstances, you may have to pay some of your own money towards the cost of your care and support.<\/p>\n<p><span data-contrast=\"auto\">If you are eligible for social care support though your council, you will be given a support budget after you have had an assessment.<\/span><\/p>\n<p><span data-contrast=\"auto\">This budget is how much your council thinks it will cost to provide the support you need.<\/span><\/p>\n<p><span data-contrast=\"auto\">You can find out more about this in the article: <\/span><span style=\"color: #ff00ff;\"><a href=\"https:\/\/handbook.scot\/sds-handbook\/article\/your-support-budget\/\"><span style=\"color: #000000;\">Your support budget<\/span><\/a><\/span><\/p>\n<p><span data-contrast=\"auto\">It is likely your council will pay for most of the support budget. But, you might have to put some of your own money into the budget too, to help pay for your support.<\/span><\/p>\n<p><span data-contrast=\"auto\">Whether you have to pay, and how much, depends on where you live and how much money you have.<\/span><\/p>\n<p><span data-contrast=\"auto\">This article explains when your council can ask you to pay towards your support.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b><span data-contrast=\"auto\">What types of support might I have to pay towards?<\/span><\/b><\/h2>\n<p><span data-contrast=\"auto\">There are certain types of support you <\/span><strong>cannot<\/strong><span data-contrast=\"auto\"> be asked to pay towards. These are:<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Personal and nursing care, which is free for adults in Scotland who need it. Find out more about this here: <\/span><a href=\"https:\/\/handbook.scot\/sds-handbook\/article\/free-personal-and-nursing-care\/\"><span data-contrast=\"auto\">Free personal and nursing care<\/span><\/a><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Support for unpaid carers<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Support for people who are terminally ill<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Support for children, unless in very rare circumstances.<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">For other types of support, your council may ask you to pay towards it.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b><span data-contrast=\"auto\">How much will I have to pay?<\/span><\/b><\/h2>\n<p><span data-contrast=\"auto\">How much you may have to pay depends on where you live and how much money you have.<\/span><\/p>\n<p><span data-contrast=\"auto\">Your council will do a financial assessment.<\/span><\/p>\n<p><span data-contrast=\"auto\">A financial assessment is where your council ask you to provide bank statements and other financial records so they can find out:<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">How much you earn in wages<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"auto\">How much you get paid in certain benefits<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"7\" data-aria-level=\"1\"><span data-contrast=\"auto\">How much you get from a pension<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"8\" data-aria-level=\"1\"><span data-contrast=\"auto\">How much you have in your savings.<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">If you are moving into a care home, your council will also look at the value of your home if you own your own home.<\/span><\/p>\n<p><span data-contrast=\"auto\">Each council area has different rules for how much they will ask you to pay towards your support.<\/span><\/p>\n<p><span data-contrast=\"auto\">All councils should have a copy of their charging policy on their website, or you can ask them for a copy.<\/span><\/p>\n<p><span data-contrast=\"auto\">Once your council has done the financial assessment they should give you a copy of it. This should set out clearly how much you will be asked to pay and how they have worked this out.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b><span data-contrast=\"auto\">Disability related expenses<\/span><\/b><\/h2>\n<p><span data-contrast=\"auto\">When working out how much you may be asked to pay towards your support, your council has to make sure you have enough money to live on.<\/span><\/p>\n<p><span data-contrast=\"auto\">If you are disabled or have a health condition, you may have extra costs involved in managing this. These are called disability related expenses and are things like:<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"9\" data-aria-level=\"1\"><span data-contrast=\"auto\">Medication and healthcare items like creams and incontinence pads<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"10\" data-aria-level=\"1\"><span data-contrast=\"auto\">Accessible vehicle costs<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"11\" data-aria-level=\"1\"><span data-contrast=\"auto\">Online shopping delivery fees \u2013 if you cannot go to the shops because of a disability<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"12\" data-aria-level=\"1\"><span data-contrast=\"auto\">Taxis if public transport is inaccessible<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"13\" data-aria-level=\"1\"><span data-contrast=\"auto\">Paying for an internet connection at home \u2013 if you need this for wellbeing or using disability aids<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"14\" data-aria-level=\"1\"><span data-contrast=\"auto\">Specially adapted clothing<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"15\" data-aria-level=\"1\"><span data-contrast=\"auto\">Extra laundry costs because of a disability or health condition<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"16\" data-aria-level=\"1\"><span data-contrast=\"auto\">Extra heating costs because of a disability or health condition.<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">If you have extra costs like these, your council should take them into account when it is deciding how much you can afford to pay towards your support.<\/span><\/p>\n<p><span data-contrast=\"auto\">If you can explain to your council about any disability related expenses you have, it may reduce the amount you have to pay towards your support.<\/span><\/p>\n<p><span data-contrast=\"auto\">You can find out more about disability related expenses in the link in the Resources section at the bottom of this page.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b><span data-contrast=\"auto\">What if I do not want to have a financial assessment?<\/span><\/b><\/h2>\n<p><span data-contrast=\"auto\">If you refuse to have a financial assessment, your council can ask you to pay for all your social care support.<\/span><\/p>\n<p><span data-contrast=\"auto\">You may find it hard to talk about money with your council.<\/span><\/p>\n<p><span data-contrast=\"auto\">You can ask for a friend or family member to help you with your financial assessment.<\/span><\/p>\n<p><span data-contrast=\"auto\">You can ask for an advocate to support you with the process as well.<\/span><\/p>\n<p><span data-contrast=\"auto\">It is important that you try to give honest and open information about your finances to your council. This will help you get as much help as possible to make sure you do not pay more than you can afford towards your social care support.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b><span data-contrast=\"auto\">Where can I get help with this?<\/span><\/b><\/h2>\n<p><span data-contrast=\"auto\">An Independent Support Organisation can help you prepare for a financial assessment.<\/span><\/p>\n<p><span data-contrast=\"auto\">They can help you understand what you might have to pay towards your support and anything you can do to reduce the amount you have to pay.<\/span><\/p>\n<p><span data-contrast=\"auto\">You can find your local Independent Support Organisation using the <\/span><span data-contrast=\"auto\">Find Help<\/span><span data-contrast=\"auto\"> search tool.<\/span><\/p>\n<p><span data-contrast=\"auto\">It is also a good idea to check you are getting all the benefits you are entitled to. You can:<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"17\" data-aria-level=\"1\"><span data-contrast=\"auto\">use the online benefits calculator called <a href=\"https:\/\/www.turn2us.org.uk\/\" target=\"_blank\" rel=\"noopener\">Turn2Us<\/a><\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"18\" data-aria-level=\"1\"><span data-contrast=\"auto\">ask your council if they have a team that can help you with benefits<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"19\" data-aria-level=\"1\"><span data-contrast=\"auto\">ask for help from the <a href=\"https:\/\/www.citizensadvice.org.uk\/scotland\/about-us\/get-advice-s\/\" target=\"_blank\" rel=\"noopener\">Citizens Advice Bureau<\/a><\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><b><span data-contrast=\"auto\">Next steps<\/span><\/b><\/h2>\n<p><span data-contrast=\"auto\">Take a look at the <strong>Resources<\/strong> section below or get in touch with your local Independent Support Organisation for more help and advice.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Unlike healthcare which is free through the NHS, you may have to pay some money towards social care support. Find out when you might need to pay, and how it works.<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3133","article","type-article","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/handbook.scot\/sds-handbook\/wp-json\/wp\/v2\/article\/3133","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/handbook.scot\/sds-handbook\/wp-json\/wp\/v2\/article"}],"about":[{"href":"https:\/\/handbook.scot\/sds-handbook\/wp-json\/wp\/v2\/types\/article"}],"version-history":[{"count":11,"href":"https:\/\/handbook.scot\/sds-handbook\/wp-json\/wp\/v2\/article\/3133\/revisions"}],"predecessor-version":[{"id":3417,"href":"https:\/\/handbook.scot\/sds-handbook\/wp-json\/wp\/v2\/article\/3133\/revisions\/3417"}],"wp:attachment":[{"href":"https:\/\/handbook.scot\/sds-handbook\/wp-json\/wp\/v2\/media?parent=3133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}